Line an 8-inch x 8-inch baking pan with parchment paper; set aside.
Place the mozzarella cheese and cream cheese in a microwave safe bowl; microwave for 1 minute; stir and repeat microwave for 30 seconds increments or until both are fully melted; stir together to form a melted cheesy mixture.
Add the almond flour, oat fiber, salt, pepper, garlic powder, most of the sliced jalapeños and baking powder into the melted cheese mixture; mix together to fully combine the cheese with the dry ingredients.
Add in the 2 beaten eggs; mix into the dry ingredients; ensure the ingredients are fully mixed for a more consistent dough; the dough will be sticky.
Oil or wet your hands and press the dough in an 8-inch x 8-inch baking pan lined with parchment paper; spread out evenly with your hands.
Press the remaining sliced jalapeños intermittently all over the top of the dough.
Sprinkle with cheddar cheese.
Place in the pre-heated oven and bake for 30 minutes or until the dough has firmed up and cheese has browned slightly on top.
Remove from the oven and allow the Jalapeño Cheese Bread to cool slightly before cutting into 12 pieces.
Serve with lunch or dinner as a side to a salad; this bread is great when used to make sandwiches.
Notes
Oat fiber is not oat flour; oat fiber is made from grinding the leftover hulls that have been separated from the oat groats; this insoluble fiber is gluten free, zero calorie and very low carb.